newtown-ca

© jmv

The California Attorney General Kamala Harris has recently issued a title summary on the Mercury Insurance state ballot initiative to allow car insurance companies in the state to increase insurance rate on drivers that have gaps in their coverage history. This type of surcharge is currently prohibited by state law, and it would impact millions of business drivers in California who lacked insurance coverage at any point in the last five years.

It would hit these drivers even if they had not owned a car or been driving during this period. Mercury Insurance has been campaigning to repeal the prohibitions on the surcharge since 2010, when it launched a failed ballot measure called Proposition 17. Mercury is the 4th largest auto insurer in the state, and the company recently spent $16 million on a failed attempt to win votes using a deceptive ad campaign.

© morrissey

Health insurance for your business employees is important. Conservative Canadian leader Stephen Harper recently offered a ringing endorsement of national health insurance in Canada, and even made a pledge to continue federal funding with 6% increases. Yet he gave an evasive reply to an accusation by a fellow politician that he was doing nothing to stem the growing privatization of the system.

Harper instead retorted that the accusation was baseless because it was confusing privatization with alternative (provincial) methods of health-care delivery. However, it is clear that this answer is merely playing with semantics, because many of the so-called 'alternative' methods do in fact involve privatization. Thus, instead of putting Canada in a position to stem the tide of privatization, it can be argued that Harper's policies are designed to water down the national health insurance system rather than to restore it.

© epSos.de

Without a financial planner your finances could become all mixed up as the years go by. It is a way to have a sense of business insurance that works towards making sure your finances are in order. This is especially important for senior citizens. Without planning they might not be able to retire even when they are of age. A surprising 96% of older people are still working even though they over 70.

This can be awful for their health and their overall well-being. A financial planner can assist in planning out your expenses and even walk you through saving some money. Who doesn't love saving money? The best part about a financial planner is that they don't have to cost thousands of dollars to hire. This is a simple easy way to protect what is rightfully yours and to not lose all the time and effort put into working for it.